9 Tips for Avoiding Debt Relief Rip-offs Scams

Part 6 of How to Choose a Credit Counselor. Steer clear of debt relief companies that: charge any fees before it settles your debts guarantee they can remove your unsecured debt tout a “new government program” to bail out personal credit card debt promise that unsecured debts can be paid off with pennies on the […]


Have you been crammed? Unauthorized, misleading and deceptive charges on your phone bill

Part 2 of Cramming. Background “Cramming” is the practice of placing unauthorized, misleading, or deceptive charges on your telephone bill. Crammers rely on confusing telephone bills in an attempt to trick consumers into paying for services they did not authorize or receive, or that cost more than the consumer was led to believe. How Does […]


Mysterious Phone Charges: What is Cramming?

Part 1 of Cramming. You’re looking at your phone bill thinking someone must have made a mistake. How can you be charged for web hosting when you don’t know what web hosting is? Why does your bill list a couple of international calls when all your friends and business contacts are stateside? Chances are you’ve […]


Identify and Avoid Stimulus Act Scams

With talk of stimulus plans ruling the news, it is no surprise a new round of stimulus scams are afoot. Here’s how it goes: An email, online ad, or website says you’re eligible to get an economic stimulus payment. You just have to send back a form or submit one online to get it. The […]


How Not to Get Hooked by a ‘Phishing’ Scam

“We suspect an unauthorized transaction on your account. To ensure that your account is not compromised, please click the link below and confirm your identity.” :: “During our regular verification of accounts, we couldn’t verify your information. Please click here to update and verify your information.” Have you received email with a similar message? It’s […]