Part 3 of How to Choose a Credit Counselor. If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency may recommend that you enroll in a debt management plan. A Debt Management Plan alone is not credit counseling, and Debt Management Plans are not for […]
Part 3 of A Guide to Making Energy-Smart Purchases. Results from the energy audit can direct you to the changes that would be most appropriate to improve the energy efficiency, or “tightness,” of your home. Before you purchase an energy-related product or system, though, you should answer some important questions. What are your budgetary limits? […]