Part 2 of Secure Online Banking. When it comes to online banking, there is no way to absolutely guarantee your safety. However, good practices do exist that can reduce the risks posed to your online accounts. The following sections describe these practices. #1 Review your bank’s information about its online privacy policies and practices. By […]
Part 6 of How to Choose a Credit Counselor. Steer clear of debt relief companies that: charge any fees before it settles your debts guarantee they can remove your unsecured debt tout a “new government program” to bail out personal credit card debt promise that unsecured debts can be paid off with pennies on the […]
Part 2 of How to Choose a Credit Counselor. Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your […]
Part 3 of Arizona Consumer’s Guide to Buying a Solar Electric System. Who sells and installs PV systems? In some locations, finding a PV provider can be as simple as picking up the telephone directory and looking under “Solar Energy Equipment and Systems—Dealers.” Be aware, however, that many of those listings are for solar water-heating […]
Advertisements for some day trading systems or advisory services make investing look like a virtual bonanza where everyone’s a winner. But if one thing’s certain about stocks, commodity futures, options and similar investments, it’s that they’re uncertain. Any company that guarantees huge earnings is feeding you a load of “bull.” Day traders spend their time […]
Part 10 of Get Your Power from the Sun. Compile a list of prospective photovoltaic providers. (Those closest to you should have the lowest travel costs). Contact these providers and find out what products and services they offer. The following questions may give you a good sense of their capabilities: Has the company installed grid-connected […]
Part 2 of Ways to Save Money on Energy at Home. The first step to taking a whole-house energy efficiency approach is to find out which parts of your house use the most energy. A home energy audit will show you where these are and suggest the most effective measures for reducing your energy costs. You […]
Part 9 of Heat Your Water With The Sun. One way to choose a contractor is to check your list of potential companies for the ones nearest you. Ask them what products and services they offer. Here are a few questions you might want to ask potential vendors. Has your company installed solar thermal systems […]
Part 6 of A Guide to Making Energy-Smart Purchases. You may find that many improvements involving energy efficiency require a contractor for installation. While finding a quality contractor at the best price can be a little confusing, these suggestions may help along the way. Try to limit your choices to local contractors. They are usually […]